Bankruptcy: A Fresh Start for You & Your Family

As a national leader in Consumer Bankruptcy and a Debt Relief Agency, The Law Firm helps our Clients take positive action to turn around their financial situation. Bankruptcy is a privilege provided under Federal Law to protect American families from creditors when they need it the most, and millions of Americans have filed bankruptcy and returned to success (including Presidents Thomas Jefferson, Abraham Lincoln and Ulysses S Grant, who now have their pictures on our money!)

Bankruptcy law is complicated, highly technical, and it’s critical to get your bankruptcy filed correctly the first time. Go with the team who knows how to handle bankruptcy, and makes sure that you are treated with the courtesy and respect you deserve while you take this important step in rebuilding your family’s future.=

Benefits of Filing Bankruptcy

Bankruptcy Stops All Collection Efforts

Creditors must stop harassing you and contacting you, instead they have to contact your attorney or face severe penalties which are quickly resolved. not all, bankruptcy immediately handles more severe situations:

  • Stops All Creditor Litigation (Lawsuits)
  • Eliminates Money Judgments
  • Stops Foreclosure of your Home or other Real Estate
  • Stops Repossession of your Automobile or other Vehicles
  • Stops Wage Garnishment
  • Unfreezes Bank Accounts
  • Even stops all IRS collection efforts (including in tax court)

Bankruptcy Eliminates Your Debt & Provides a Fresh Start

You can eliminate up to 100% of all your debts through a Chapter 7 bankruptcy, and in the majority of cases Chapter 13 completely eliminates your debt as well, often without you having to pay a dime to your unsecured creditors, and the law forces creditors to accept your bankruptcy plan.

Bankruptcy is Backed by the Power of Federal Law

Unlike non bankruptcy alternatives, creditors have no choice when it comes to bankruptcy, and this is why it is so effective. The law protects the debtors, and there are severe sanctions, fines, and penalties which can be collected immediately if creditors violate the court orders.

Bankruptcy Handles Almost All Debts

Bankruptcy eliminates the majority of unsecured debts, including credit cards, loans & medical bills, but also includes provisions for repaying non-dischargeable debts such as certain tax debts, child support, even speeding tickets.ETC., Chapter 13 will allow you to get current on your secured debt, like your mortgage and car payment, allowing you to keep your assets and putting you back on track.

What Types of Bankruptcy Does the Law Firm Handle?

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy is known as “straight” bankruptcy or “liquidation.” It requires an individual to give up property which is not “exempt” under the law, so the property can be sold to pay creditors. Generally, those who file chapter 7 keep all or most of their property except property which is extremely high value or which is subject to a lien which they can not avoid or afford to pay.

Chapter 13 Bankruptcy

Chapter 13 Bankruptcy is a type of “reorganization” used by individuals to pay all or a portion of their debts over a period of years using their current income. Most people filing bankruptcy will want to file under either chapter 7 or chapter 13. Either type of case may be filed individually or by a married couple filing jointly.

E&Q Financial Solutions can help you find the right solution to eliminate your debt. You can fill out our Short Application and one of our debt specialists will contact you within minutes, or you can call now – (866) 892-3737